While searching for bike insurance in India, many people get confused. There are many options. Bajaj Allianz, HDFC Ergo, ICICI Lombard, and New India are a few of the best options available. Read on to discover the pros and cons of each company. You may find it helpful to compare policies from all of these companies and decide which one best meets your needs. There are also many benefits to choosing a particular bike insurance company.
Bajaj Allianz
It is hard to find a bike insurance company that can match the quality of Bajaj Allianz. The company's reputation for good customer service is exemplary, and many policies are available online. This makes renewing your policy easy and convenient, and allows you to easily access your insurance information. Bajaj Allianz is also one of the top 5 bike insurance companies in India, and its policy features will make it a worthwhile investment.
The company has been ranked high by A.M. Best Company, a United States-based company focused on insurance companies. This policy covers property damage and third-party accidents. It also covers you in case of an accident, and provides personal accidental cover for the owner/driver of a two-wheeler. The policy also covers own-damage and personal liability.
HDFC Ergo
HDFC Ergo General Insurance offers two-wheeler insurance policies. All customers need to do is fill in a simple online form, including their vehicle's details. After payment, customers can receive the policy via email or can have it sent to them at their doorstep. Customers can also opt for cashless claims. If their car needs repair, they can pay for it themselves through the company's nationwide garage network.
The HDFC Ergo General Insurance Company provides third-party liability insurance with personal accidental cover of Rs. 1 lakh. It is India's largest insurance company with over 11 million policies and six million claims settled. The company pioneered online policy delivery and has more than 3000 garages across India. It offers unlimited claims and an excellent customer service team. Additionally, HDFC Ergo offers brand new bike coverage and unlimited claims.
ICICI Lombard
One of the leading private sector insurance companies, ICICI Lombard provides insurance coverage for travel, health, motor, and home. It has won several awards, including the Association of Talent Development (ATD) Best 2018 Global Award. In addition to being ranked number one in the industry, ICICI Lombard has been a consistently high performer on the ATD 100 list.
ICICI Lombard offers many riders that enhance the benefits of its two-wheeler insurance policies. Some of the additional riders include personal accident cover, roadside assistance coverage, pillion protection, combustibles protection, and zero depreciation. The company offers good customer service as well. If you have any questions or problems regarding your policy, you can always call up their customer service team.
ICICI Lombard is easy to work with. You can apply online by visiting the company's official website. Once there, you'll be asked for basic vehicle information, KYC documents, and ID proof. The customer service agent will then contact you within 24 hours
. You can also choose to have your policy sent to your mobile phone. This method will allow you to conveniently transfer your existing insurance policy to your new insurer.
New India
New Indian insurance company is rated the highest by A.M. Best Company, a global credit rating agency for the insurance industry. The company's high scores reflect a company's ability to resolve problems quickly and fairly. The company's policies cover legal liability, third-party accident death, and permanent disability. They also offer an optional personal accidental cover for the owner/driver of a two-wheeler, ranging from Rs 300 to Rs one lakh. They also offer an outstanding grievance resolution system.
New India Assurance Company Limited has a website on which you can review the details of its motor insurance policies. From there, you can get a quote for your bike. Simply fill out a short form with your details to get an accurate quote. It is that simple! The company will provide you with an online quote shortly. You will be required to provide details about your bike and the amount of cover you are looking for.
